It is a list, and nobody hands you the list

Ask a web designer to build you a site and you will get a site. You will not get asked whether you advertise financing, whether the chat widget needs a disclosure, whether your license number has to appear, or what happens when somebody fills in your form and you text them back. Not because they are careless — because it genuinely is not part of the job as most of them understand it. So the list never gets checked, and you find out an item was missing from a letter instead of from your designer.

Most of it is twenty minutes of work

That is the frustrating part. Putting your license number in the footer takes a minute. Writing terms for the spring promotion takes an afternoon, once. Adding a line to the chat widget saying it is automated takes five minutes. None of this is expensive or difficult. It is only expensive if nobody does it and it becomes a problem later.

We will tell you which half does not apply to you

If you do not advertise financing, you do not need finance disclosures. If you do not record calls, you do not need a recording notice. Handing every client the full list and implying all of it is mandatory would be its own kind of dishonesty. We go through what you actually do, build what applies, and say plainly which parts you can ignore.

What we are and are not

We are engineers, not lawyers, and none of this is legal advice. What we do is build the site so the disclosures exist, sit where they need to sit, and stay accurate as things change. If you are in a regulated corner of your trade or you want certainty, take it to an attorney — and we will hand them a plain-English description of exactly what the site does, which is most of what they would otherwise bill you to work out from scratch.

The list

Everything we check, and who it applies to.

Not all of it will apply to you. That is the point of going through it properly rather than handing you a generic checklist.

01

Permission to call or text

Applies to: Any form on your site that takes a phone number.

A separate checkbox the customer ticks themselves — not pre-ticked, and not required to send the form — with wording that says who may contact them and how, plus a dated record of exactly what they agreed to.

Federal law sets damages of $500 to $1,500 per message for marketing calls and texts sent without written permission. It is one of the most heavily litigated consumer laws in the country, and most contractor websites we look at have no box at all.

02

Your license number, where it belongs

Applies to: Any licensed trade — which is most of you.

Your license number displayed on the site in the form your state board expects, usually in the footer and on your contact page.

A lot of states treat a website as advertising, and advertising without your license number showing is a violation on its own. It is also one of the easiest things in the world for a regulator or a competitor to spot.

03

The name you are actually registered under

Applies to: Anyone trading under a name that is not their legal company name.

Your registered entity name alongside the name on the truck, in the footer and in the terms, so it is clear who the customer is actually contracting with.

If the sign says Comfort Air and the invoice says a different LLC, that gap causes real problems in a dispute or a chargeback — and in some states the trading name has to be registered and shown.

04

Written terms for every offer you run

Applies to: Anyone advertising a discount, a free estimate, or a seasonal promotion.

A terms page for each offer: who qualifies, what is excluded, when it ends, whether it can be combined with anything else, and any minimum purchase.

An offer advertised without terms is generally enforceable exactly as it appears. Sooner or later somebody turns up holding you to a deal you did not mean to make, and you have nothing in writing that says otherwise.

05

Financing wording that follows the rules

Applies to: Anyone advertising monthly payments, "0% APR", or "no payments until…".

The additional terms federal lending rules require to appear alongside any advertised rate or payment, written into the page rather than bolted on.

This one catches people by accident. The finance company hands you a banner, you paste it on the site, and the required disclosures never make it across. The obligation sits with you, not with them.

06

Telling people when they are talking to a machine

Applies to: Anyone running a chat widget, an automated answering service, or an AI voice.

A clear disclosure that the thing they are talking to is automated, and an obvious route to a real person.

A growing number of states now require you to say so, and regulators treat an AI-generated voice on a phone call the same as a recorded robocall — which drags it back under the same consent rules as texting.

07

Review and testimonial rules

Applies to: Anyone showing reviews on their site, which should be everyone.

Testimonials shown accurately and attributed, with a disclosure if a review was ever incentivised in any way.

Federal rules on fake and incentivised reviews carry real civil penalties. Offering a gift card for a review without saying so counts, even when the review itself is completely honest.

08

Notice that calls are recorded

Applies to: Anyone recording calls for training or quality.

A notice before the recording starts, and a line in the privacy policy explaining what happens to the recordings.

Plenty of states require every party on the call to be told. Recording without notice is a criminal matter in some of them, not just a fine.

09

Guarantee and warranty wording

Applies to: Anyone advertising a satisfaction guarantee or a warranty period.

The actual terms written out and reachable from wherever the guarantee is advertised.

Federal warranty law requires the terms to be available before the sale. "100% satisfaction guaranteed" with nothing behind it is a promise you may be held to in full.

10

Privacy policy that matches reality

Applies to: Every website that collects anything at all.

A policy written from what your site actually does — the forms you run, the tools that touch the data, how long you keep it — rather than copied off another company.

A copied policy describes somebody else’s business. Publishing an inaccurate description of how you handle customer data is itself the problem, separately from whatever you are actually doing.

11

Cookie notice that actually does something

Applies to: Any site running analytics or advertising pixels.

A banner that genuinely holds the tracking until somebody chooses, and a way to change that choice later.

The usual setup loads the tracking first and asks afterwards, which is not consent, it is notification. If you are running ad pixels it is also how customer data ends up somewhere you never agreed to.

12

A site people with disabilities can use

Applies to: Everyone. This one has no exceptions.

Built to the recognised standard, with an accessibility statement and a way to report a problem.

Website accessibility claims against small businesses are common and rising, and the fix is far cheaper before launch than after a letter arrives.

We are engineers, not lawyers, and none of this is legal advice. Requirements vary by state and by trade. We build the site so the disclosures exist and stay accurate, and we are straightforward about where an attorney should look at it.

The Compliance Pack: common questions

Is any of this actually enforced, or is it theoretical?

Some of it is enforced constantly and some of it almost never. The call and text permission rules are litigated heavily and carry per-message damages. License display is enforced by state boards and is usually a fine. Others sit there quietly until a customer dispute or a complaint brings them up. We will tell you which is which rather than pretending everything on the list is equally urgent.

My last web guy never mentioned any of this.

That is the normal experience and it is not really a knock on him. Building a website and knowing what a licensed contractor is required to display are two different jobs, and almost nobody does both. It is the main reason we do this work ourselves rather than leaving it to you to find out.

Do you write the terms for my promotions?

We write the plain-English version — who qualifies, what is excluded, when it ends, whether it combines with anything else — and build the page it lives on. For anything unusual, or if you are running something with real money attached, have an attorney read it before it goes live.

What about the AI chat thing? I was going to add one.

Add it if it helps you, just say plainly that it is automated and give people an obvious way to reach a person. Several states now require the disclosure, and if you go further and use an AI voice to answer or make calls, that pulls you back under the same permission rules as texting. Worth knowing before you switch it on, not after.

I already have a website. Can you just do this part?

Yes. It is one of the more common jobs we take, and it does not require rebuilding anything. We go through the list against your existing site and fix what is missing.

Find out what your website is costing you

We will take a proper look at your current site and tell you why it is not bringing you work — whether Google can even find it, how you stack up against the competition nearby, and whether your contact form could land you in trouble. It is free, and it is yours to keep whether or not you hire us.